correction from my earlier post .. the item when withdrawn from the bank (even when it shows required lvl20), will show a different higher lvl requirement eg. lvl66, therefore, if you havent got 1 on yourself, then likely the new ones cant be used, those that is still on you, it will work as long as you are not logged out, once logged out and log back in again, the ilvl will be corrected.. if you are lucky to have 1 in your bag, and it still shows a low ilvl requirement, you can put in on, it will work, i just tried, but i believe if i log off and come back in again, its gone